Insurance Blog — Tips & Guides

How to Get Car Insurance With Multiple Violations on Your Record

Table of Contents How Violations Affect Your Insurance Rates Finding Multiple Violations Insurance That Fits Your Budget Strategies to Lower Your Multiple Violations Insurance Costs Frequently Asked Questions Multiple violations insurance is coverage for drivers with several infractions on their record. Finding affordable protection after stacking tickets or accidents feels overwhelming. However, options do exist … Read more

Reckless Driving and Car Insurance: What to Expect

Table of Contents What Is Reckless Driving and How Does It Affect Your Insurance? How Much Does Reckless Driving Insurance Cost by Insurer? How Long Does Reckless Driving Stay on Your Record? How to Lower Your Reckless Driving Insurance Rates Reckless Driving Insurance Compared to Other Violations Frequently Asked Questions Reckless driving insurance costs can … Read more

Car Insurance With a Suspended License: Your Options

Table of Contents Why You Might Need Suspended License Insurance How Much Does Suspended License Insurance Cost? Finding Suspended License Insurance: Your Best Options Steps to Reinstate Your License and Lower Your Rates Frequently Asked Questions Suspended license insurance is something many drivers don’t think about until they need it. A license suspension can happen … Read more

How a Speeding Ticket Affects Your Car Insurance

Table of Contents How a Speeding Ticket Affects Your Speeding Ticket Insurance Rates How Long a Speeding Ticket Stays on Your Record How to Minimize the Impact on Your Speeding Ticket Insurance Costs Frequently Asked Questions Speeding ticket insurance costs catch many drivers off guard after a traffic stop. A single violation can raise your … Read more

How a DUI Affects Your Car Insurance Rates

Table of Contents How a DUI Impacts Your DUI Car Insurance Rates SR-22 Requirements and the True Cost of DUI Car Insurance How to Lower Your DUI Car Insurance Costs Frequently Asked Questions DUI car insurance is one of the most expensive consequences drivers face after a conviction. Most people expect fines and legal fees. … Read more

What to Do If You Hit a Deer With Your Car

Table of Contents How Deer Accident Insurance Coverage Actually Works What to Do Immediately After Hitting a Deer Peak Season, High-Risk States, and Prevention Tips Will a Deer Claim Raise Your Insurance Rates? Frequently Asked Questions Deer accident insurance is a topic every driver should understand before it’s too late. Each year, roughly 1.8 million … Read more

Parking Lot Accident: Who Is at Fault and What to Do

Table of Contents Who Is at Fault in a Parking Lot Accident? What Insurance Covers a Parking Lot Accident? What to Do After a Parking Lot Accident Frequently Asked Questions Parking lot accident claims are far more common than most drivers realize. According to the National Safety Council, roughly 20% of all vehicle accidents happen … Read more

What Happens If You Get in an Accident Without Insurance

Table of Contents Legal Penalties for an Accident Without Insurance Financial Consequences You Could Face What Happens If You’re Not at Fault but Still Uninsured Steps to Take After an Accident Without Insurance Frequently Asked Questions When it comes to accident no insurance, knowing the right approach makes all the difference. Accident without insurance is … Read more

Hit and Run: What Does Your Insurance Cover?

When it comes to hit run insurance, knowing the right approach makes all the difference. Hit and run insurance coverage is essential protection for every driver on the road today. According to AAA Foundation for Traffic Safety, over 900,000 police-reported crashes in 2023 involved a driver who fled the scene. That represents 15% of all … Read more

How Much Does Insurance Go Up After an At-Fault Accident?

When it comes to insurance rate increase, knowing the right approach makes all the difference. Insurance increase after at fault accident is one of the biggest financial surprises drivers face. A single collision can raise your premium by 42% to 49% on average. That translates to roughly $900 more per year, according to Quadrant Information … Read more